Morocco's currency is the Moroccan dirham. Understanding how money works here — especially that the dirham is a 'closed' currency — will save you hassle before and during your trip. Here's what you need to know.
The Moroccan Dirham (MAD)
The dirham (symbol DH or MAD) is divided into 100 centimes. You'll use notes of 20, 50, 100 and 200 dirhams, plus a range of coins. Prices in shops and restaurants are quoted in dirhams.
Morocco Has a Closed Currency
The dirham is a closed currency, which means it can't easily be bought or sold outside Morocco. In practice, you get your dirhams once you arrive — from ATMs or exchange offices — and convert any leftover back before you leave.
Cash vs Cards
Cards are accepted in hotels, larger restaurants and modern shops, but Morocco is still largely a cash economy. You'll need cash for the souks, small cafés, taxis, tips and rural areas — so always carry some, ideally in small notes.
ATMs & Exchanging Money
ATMs are widely available in cities and towns and are the easiest way to get dirhams. You can also exchange major foreign currencies (euros, dollars, pounds) at banks and exchange offices — keep your receipts in case you want to convert back.
Money Tips for Morocco
- Withdraw or exchange dirhams once you're in Morocco
- Carry small notes for taxis, tips and the souks
- Keep some cash for cash-only shops and rural areas
- Convert leftover dirhams back before departure
- Tell your bank you're travelling to avoid card blocks
Final Thoughts
Plan to use dirhams for most day-to-day spending, get them from ATMs on arrival, and keep small notes handy. With a mix of cash and a card for bigger payments, you'll be well set for Morocco.
Frequently Asked Questions
What currency is used in Morocco?
The Moroccan dirham (MAD), divided into 100 centimes. It's a closed currency, so you obtain it inside Morocco.
Can I use euros or dollars in Morocco?
Some tourist businesses accept euros, but you'll get better value paying in dirhams. Exchange or withdraw local currency once you arrive.
Can I get dirhams before I travel?
Not easily — the dirham is a closed currency. Use ATMs or exchange offices in Morocco instead.
Are credit cards accepted in Morocco?
Yes in hotels, larger restaurants and shops, but Morocco is still largely cash-based, so carry cash for souks, taxis and small businesses.
